Medicare
"We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in Your area.
please contact medicare.gov or 1-800-mEDICARE to get information on all of your options"

When the time comes when you become eligible for Medicare it can be a very stressful and an exasperating task. We at Caskey Financial Group are here to help you through this time in your life. The choices you make now may affect your health care needs for the rest of your life. Having the right plan may allow to have more freedom in choosing your doctors, hospitals, and other medical services. Let us help you find the right plan to fit your needs and budget. 

We offer Medicare Supplements  from more than 15 different insurance companies,also Medicare Advantage -Part C and Medicare Prescription Plans - Part D.You sign up for Parts A & B of Medicare by contacting Medicare by telephone, 1-800-MEDICARE; on the internet at www.medicare.gov; or at you local Social Security office.

​What Is Medicare?

Medicare is health insurance for:
  • People age 65 or older
  • People under age of 65 with certain disabilities
  • People of any age with end-stage renal failure disease (ESRA: permanent kidney failure requiring dialysis or a kidney transplant)

These different parts of Medicare help cover specific services:
Original Medicare
  • Is run by the Federal government
  • Provides your Medicare Part A and Part B coverage
  • You can join a Medicare prescription drug plan (Medicare Part D) to add drug coverage
  • You can buy a Medigap (Medicare supplement insurance) policy sold by private insurance companies to help to fill the gaps in Medicare A and Medicare Part B (such as coinsurance, copayments and deductibles)

Medicare Part A: Hospital Insurance

​Original Medicare helps cover inpatient care in hospitals, skilled nursing facility, and home health care

​Medicare Part B: Medicare Insurance

Original Medicare helps cover doctors’ services, outpatient care and home health care as well as some preventive services to help maintain your health and to keep certain illnesses from getting worse

​Medicare Part C: Medicare Advantage Plans, Like An HMO Or PPO

A health option run by private insurance companies approved by and under contract with Medicare
  • Includes Medicare Parts A and B but can charge different amounts for certain services
  • May offer extra coverage and prescription drug coverage for an extra cost
  • Cost for items and services vary by plan
  • If you want drug coverage, you must get through your plan (in most cases)
  • You don’t need a Medigap policy

Medicare Part D: Medicare Prescription Drug Coverage

A prescription drug option by private run by private insurance companies approved by and under contract with Medicare helps cover the cost of prescription drugs. May help lower your prescription drug costs and help protect against higher costs in the future.